/* NECESSARY DUPLICATION = SITUATION NAMES FOR REPEATED PAGES TO CHANGE WITH CSS ONLY, DUPLICATED BY SELF-EXPLANATORY 
NAMES FOR NON-REPEATED PAGE DESIGNS, e.g., adline for advertiser pages = serif18 for a particular heading on a unique page, telcolor = purple90c.
DESIGN SITE FOR GREATEST ABILITY TO MAKE CHANGES IN CSS FILE ONLY RATHER THAN ON EACH PAGE. CLUSTER REPEATED SITUATION UNIQUE ATTRIBUTE NAMES TOGETHER */

body {background: #fff;
	color:#000;
}
html {overflow-y: scroll;
}

/* DIVS - IDS & CLASSES margin-right:auto and margin-left:auto for center position on screen */

#perimeter {border:solid 1px #dad;
	width:700px;
	margin-right:auto;
	margin-left:auto;
	margin-top:0px;
	text-align:left;
	background: #fff;
}
#ibheader {display: block; position: relative;
	text-align: left;
	background-image: url(ibheader704.png);
	background-repeat: no-repeat;
	background-position: 0% 0%;
	height:110px;
	width:704px;
	margin-right:auto;
	margin-left:auto;
}
#ibnav {position:absolute;
	text-align:left;
	width: 700px;
	right:-80px;
	bottom:1px;
}
#ibnav a {font-size: 13px; font-weight: bold;	
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: right;
}

.intro {font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;	
	padding: 15px;
}
.intro p {margin-top:0px;
}

/* ARTICLE */

#adlist {border: 15px #eee solid; font-size: 14px; font-family: "Times New Roman", Times, serif;	
	width:640px;	
	padding:15px;
	background:#f6fff6;	
}
.article {border:7px #eee solid; font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;	
	padding:15px;
}
.article2 {border: 7px #eee solid; font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;	
	width:656px; overflow:auto;	
	padding:15px;
}
.states {padding:25px 0px 25px 15px; font-size: 19px; font-family: "Times New Roman", Times, serif;
	color:#04b; border:4px double #e2e; width:676px;
}

/* FOR GREY BACKGROUND AND MULTIPLE COLORED DIVS */
/* CONTAINER DIV*/

.mainbox {font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;
	width:700px;
	background: #eee;
		
}
/* VARIOUS COLORED DIVS. BORDER NEEDED FOR OPERA AND MOZILLA. FOR TOP AND BOTTOM BOXES */

.mainpal {border: 15px #eee solid;
	padding:15px;
}

/* MIDBOX REDUCES FILL SPACE BETWEEN HORIZONTAL BOXES - use instead of mainpal - 0px border on sides does not work, nor does 15px margin at bottom - b15p10 
	WORKS AS TOP OR ONLY BOX FOR MOZILLA. Both midboxes need a topbox. midboxb follows a midbox. */

.midbox {border: 0px;
	margin: 0px 15px 0px 15px;
	padding:15px;
}
.midboxb {border: 0px;	
	margin: 15px 15px 0px 15px;
	padding:15px;
}
.boxtwo {border-top: 0px #eee solid; border-right:15px #eee solid; border-bottom:15px #eee solid; border-left:15px #eee solid; 
	padding:15px;
}

/* FLOATING DIVS */

/* TO FLOAT IN PRECEDING MAINBOX WITHOUT MAINPAL for gray border and background */
 
div.float {border: 1px #00f solid; font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;	
	text-align:left;
	padding-top:10px;
	padding-bottom:10px;	
	position:relative;	
}
.floatright {float:right;
	width:238px;	
	margin:20px 0px 15px 20px;
}
.floatleft {float:left;
	width:238px;	
	margin:20px 25px 15px 0px;
}

/* USE WITH DIV.FLOAT FOLLOWING MAINPAL and MIDBOX */

.mainpalfr {float:right;
	width:238px;	
	margin:10px 0px 15px 20px;
	padding:10px;
}
.mainpalfl {float:left;
	width:238px;	
	margin:5px 20px 15px 0px;
	padding:10px;
}

/* FLOAT PAL IS FOR  AZ  */

div.floatpal {font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;
	margin-left:0px;
	margin-top:10px;	
}	
div.floatpal p {padding-left:10px;
	padding-right:15px;	
}

/* FLOAT IN INTRO and ARTICLE without gray border */

div.rightfloat {border: 4px #eae outset; font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;	
	text-align:left; 
	padding-top:10px;
	padding-bottom:10px;	
	position:relative;	
	width:238px;
	float:right;
	margin:20px 1px 15px 15px;
}
div.rightfloat a {font-size: 26px; font-family: "Times New Roman", Times, serif;	
}
div.leftfloat {border: 1px #00f solid; font-size: 15px; font-family: Verdana, Arial, Helvetica, sans-serif; 
	float:left; 	
	text-align:left;
	padding-top:10px;
	padding-bottom:10px;
	padding-left:5px;	
	position:relative;	
	width:238px;	
	margin:20px 20px 15px 1px;
}	
div.leftfloat a {font-size:16px; font-family: "Times New Roman", Times, serif;	
}

/* SIDE BY SIDE FOR FOR FORMS - STYLE WIDTH ON THE PAGE */

div.fl {float:left; position:relative; 
}
div.fr {float:right; position:relative; 
}

/* SIDE BY SIDE BOXES MENU*/

#menuboxb {border: 0px #eee solid; margin: 15px 15px 0px 15px;
	width: 670px;
	height: 115px;	
	border-spacing: 0px;
	text-align: left;
}
#menucontainer {border: 15px #eee solid;
	width: 670px;
	height: 115px;	
	border-spacing: 0px;
	text-align: left;
}
.menuleft {float: left;
	width: 330px;
	height: 105px;
	background-color: #f9fdff;
	padding: 10px 10px 0px 10px;
}
.menuright {float: left;
	width: 300px;
	height: 105px;
	background-color: #feefef;
	padding: 10px 10px 0px 10px;
}

/* INSURER LIST OF EACH STATE */

#menucompany {border: 15px #eee solid;
	width: 670px;	
	border-spacing: 0px;
	text-align: left;
}
.companyleft {float: left;
	width: 285px;
	background-color: #fff;
	padding: 15px 10px 10px 10px;
}
.companyright {float: left;
	width: 345px;
	background-color: #fff;
	padding: 15px 10px 10px 10px;
}
#licensecontainer {text-align: left;
	width: 570px;
	border-spacing: 0px;
}
.license {float: left;
	width: 250px;
	margin: 10px 10px 10px 10px;
	background-color: #fff;
}
.topbox {font-size: 13px;
	width:680px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: right;	
	font-weight: bold;
	height:110px;	
}
#footer {font-size: 11px;
	width:700px;
	font-family: Verdana, Arial, Helvetica, sans-serif;	
	text-align:center;
	margin-right:auto;
	margin-left:auto;
	margin-bottom:25px;
}
#footer p {margin-top:0px;
}
#address {font-size:13px;
}
#address p {margin-top:20px;
}

/* HEIGHT */

.height20 {height:20px;
}
.height40 {height:40px;
}
.height60 {height:60px;
}
.height75 {height:75px;
}
.height90 {height:90px;
}
.height130 {height:130px;
}
.height170 {height:170px;
}
.height190 {height:190px;
}
.height200 {height:200px;
}

/* CLEAR */

.cll {clear:left;
}
.clr {clear:right;
}
.clb {clear:both;
}

/* DIV BACKGROUND */

.dlgrey  {background-color: #f4f4f4;
}
.dwhite {background-color: #fff;
}
.dyellow {background-color:#fefef4;
}
.dblue {background-color: #faf9ff;
}
.dpink {background-color: #fff9ff;
}
.dgreen {background-color: #f6fff6;
}
.dsgreen {background-color: #efffef;
}
.dmgreen {background-color: #f1fff1;
}
.dpinkgrey {background-color: #feefef;
}
.dpinkpurple {background-color: #ffeeff;
}
.dpurple {background-color: #fdfbff;
}
.dlgold {background-color:#ffe750;
}
.dgold {background-color:#ffd030;
}

/* INDENT WHOLE DIV */

.dindent70 {border: 15px #eee solid;
	border-spacing: 0px;
	margin: 0px 0px 0px 0px;
	padding: 10px 10px 10px 70px;
}

/* BORDER AND PADDING ARE ADDED TO THE OUTSIDE OF DIV DIMENSIONS */

.b1 {border: 1px #000 solid;
	padding:10px 10px 0px 10px;
	margin:10px;
}
.b0 {border: 0px; 
}
.b15t {border-top:15px solid #eee;
}
.b15b {border-bottom:15px solid #eee;
}
.b15p10 {border: 15px solid #eee;
	border-spacing: 0px;
	margin: 0px;
	padding: 10px;
}

/* MARGIN & PADDING */

.m15p10 {margin: 15px;
	padding: 10px;
}
.m5t15rob15l {margin: 5px 15px 0px 15px;
	padding: 5px 5px 0px 5px;
}

/* MARGIN adding top margin for the first paragraph works, but not between paragraphs */

.m-30t {margin-top:-30px;
}
.m0b {margin-bottom:0px;
}
.m10t {margin-top:10px;
}
.m15t {margin-top:15px;
}
.m20t {margin-top:20px;
}
.m30t {margin-top:30px;
}
.m60r {margin-right:60px;
}
.m10b {margin-bottom:10px;
}
.m20b {margin-bottom:20px;
}
.m30b {margin-bottom:30px;
}
.m2b {margin-bottom:2px;
}
.m10t10b {margin: 10px 0px 10px 0px;
}
.m20t20b {margin-top:20px;
	margin-bottom:20px;
}
.m10l {margin-left:10px;
}
/* PADDING */

.p5t {padding-top:5px;
}
.p10t {padding-top:10px;
}
.p15t {padding-top:15px;
}
.p20t {padding-top:20px;
}
.p15l {padding-left:15px;
}
.p20l {padding-left:20px;
}
.p30l {padding-left:30px;
}
.p30l30r {padding-left:30px; padding-right:30px;
}
.p65l {padding-left:65px;
}
.p200l {padding-left:200px;
}
.p265l {padding-left:265px;
}

/* IMAGE */

img {border:0;
}

/* IMAGE FLOAT in use - fl, fla, flb, flc, fld, fle, flf, flg, flh, fr, fra, frb, frc, frd */

img.fl {float: left;
	margin: 5px 25px 5px 10px; 
}
img.fla25t25r20b5l {float: left;
	margin: 25px 25px 20px 5px;
}
img.flb10t45r10b20l {float: left;
	margin: 10px 45px 10px 20px;
}
img.flc15t25r5b20l {float: left;
	margin: 15px 25px 5px 20px;
}
img.fld-10t25r5b10l {float: left;
	margin: -10px 25px 5px 10px;
}
img.fle-10t25r5b35l {float: left;
	margin: -10px 25px 5px 35px;
}
img.flf0t25r5b10l {float: left;
	margin: 0px 25px 5px 10px;
}
img.flg0t5r5b5l {float: left;
	margin: 0px 5px 5px 5px;
}
img.flh0t75r15b45l {float: left;
	margin: 0px 75px 15px 45px;
}
img.fr {float: right;
	margin: 5px 10px 20px 25px;
}
img.fra20t15r20b25l {float: right;	
	margin: 20px 15px 20px 25px;
}
img.frb5t5r20b25l {float: right;	
	margin: 5px 5px 20px 25px;
}
img.frc35t25r10b15l {
	float: right;	
	margin: 35px 25px 10px 15px;
}
img.frd10t30r0b15l {float: right;	
	margin: 10px 30px 0px 15px;
}	
img.fre10t35r0b0l {float: right;	
	margin: 10px 35px 0px 0px;
}
img.frf10t75r0b0l {float: right;	
	margin: 10px 75px 0px 0px;
}
img.frg0t95r15b0l {float: right;	
	margin: 0px 95px 15px 0px;
}
img.frh0t15r20b20l {float: right;	
	margin: 0px 15px 20px 20px;
}
img.fri50t55l20b20l {float: right;	
	margin: 50px 55px 20px 20px;
}
img.flclear {float: left; clear: left; 
	margin: 25px; 
}	
img.frclear {float: right; clear: right; 
	margin: 25px; 
}
img.flcleara {float: left; clear: left; 
	margin: 5px 25px 10px 25px; 
}	
	
/* SPECIAL TEXT SPECS, SPECIAL SITUATIONS */

.adline {font-size: 18px; font-family: "Times New Roman", Times, serif;
}
.navtext {font-size: 13px; font-weight:bold; font-family: Verdana, Arial, Helvetica, sans-serif;	
}
		
/* TEXT POSITION. WORKS FOR P, NOT FOR SPAN - use Pad. If float-left isnot specified in .white, Netscape puts a white 15px margin at top of ibheader */

.center {text-align: center;
} 
.right {text-align: right;
} 
.left {text-align: left;
}
.topleft {font-size: 20px; font-family: Verdana, Arial, Helvetica, sans-serif;	
	color: #23f;
	float: left;
	text-align: left;
	line-height: 150%;
	text-indent: 2px;
	margin: 15px;	
}

/* TEXT ATTRIBUTES */

.bold {font-weight: bold;
}
.italic {font-style: italic;
}
.normal {font-weight: normal;
	text-align: left;
}
.u {text-decoration:underline;
}

/* TEXT COLOR. 6 DEGREES MAX - generic name, bright, strong, dark, darker, darkest. Bold if repeated often */

.black {color:#000;
}
.blue {color: #00b;
}
.brightblue {color: #00e;
}
.strongblue {color: #03b;
}
.darkblue {color: #4B0082;
}
.darkerblue {color: #007;
}
.brown {color: #421;	
}
.crimson {color: #906;
}
.red {color:#a03;
}
.green {color: #090;
}
.brightgreen {color:#0b2;
}
.darkgreen {color: #117521;
}
.darkergreen {color: #151;
}
.stronggreen {color: #2a2;
}
.orange {color: #f30;
}
.borange {color: #f30; font-weight: bold;
}
.strongpink {color: #f07;
}
.brightpink {color: #fa119f;
}
.pink20 {color: #f07; font-size: 20px; 
	font-family: "Times New Roman", Times, serif;
}
.focusfont {color:#f07;	font-size: 19px;  
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
.telfont {color:#90c; font-size: 17px;  
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
.purple {color:#90c;}
.brightpurple {color:#93e;}
.darkpurple {color: #70a;}

.violet {color: #707;
}

/* TEXT SIZE & TYPE sans17 and serif18	 are smallest to appear bold */

.sans8 {font-size: 8px; font-family: Verdana, Arial, Helvetica, sans-serif;
}
.sans10 {font-size: 10px; font-family: Verdana, Arial, Helvetica, sans-serif;
}
.sans11 {font-size:11px; font-family: Verdana, Arial, Helvetica, sans-serif;
}
.sans12 {font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif;
}	
.bsans12 {font-size: 12px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;	
}	
.sans13 {font-size: 13px; font-family: Verdana, Arial, Helvetica, sans-serif;	
}
.sans14 {font-size: 14px; font-family: Verdana, Arial, Helvetica, sans-serif;	
}
.sans15 {font-size: 15px; font-family: Verdana, Arial, Helvetica, sans-serif;	
}
.sans16 {font-size: 16px; font-family: Verdana, Arial, Helvetica, sans-serif;		
}
.sans17 {font-size: 17px; font-family: Verdana, Arial, Helvetica, sans-serif;		
}
.sans18 {font-size: 18px; font-family: Verdana, Arial, Helvetica, sans-serif;		
}
.sans20 {font-size: 20px; font-family: Verdana, Arial, Helvetica, sans-serif;		
}
.sans22 {font-size: 22px; font-family: Verdana, Arial, Helvetica, sans-serif;		
}		
.serif12 {font-size: 12px; font-family: "Times New Roman", Times, serif;	
}
.serif13 {font-size: 13px; font-family: "Times New Roman", Times, serif;	
}
.serif14 {font-size: 14px; font-family: "Times New Roman", Times, serif;	
}
.serif16 {font-size: 16px; font-family: "Times New Roman", Times, serif;	
}
.serif17 {font-size: 17px; font-family: "Times New Roman", Times, serif;	
}
.serif18 {font-size: 18px; font-family: "Times New Roman", Times, serif;	
}
.serif20 {font-size: 20px; font-family: "Times New Roman", Times, serif;	
}
.serif21 {font-size: 21px; font-family: "Times New Roman", Times, serif;	
}
.serif22 {font-size: 22px; font-family: "Times New Roman", Times, serif;	
}
.serif24 {font-size: 24px; font-family: "Times New Roman", Times, serif;	
}
.serif26 {font-size: 26px; font-family: "Times New Roman", Times, serif;	
}

/* HEADINGS UP TO H6 RECOGNIZED. SERIF IS SUITABLE FOR CAPS ONLY  margin:0px at top otherwise gap at top is too big for first heading */

p {margin:0px 10px 10px 10px;
}
h1, h2, h3, h4 {margin:0px 10px 10px 15px; padding-top:5px;}

h5, h6 {margin:0px 10px 10px 10px; padding-top:5px;
}
	h1 {font-size:24px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #60c;
}		
	h2 {font-size: 16px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #906;
}
	h3 {font-size: 20px; font-family: "Times New Roman", Times, serif;
	color: #12a;
}
	h4 {font-size: 18px; font-family: "Times New Roman", Times, serif;
	color: #93e;
}
	h5 {font-size:15px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #02a;
}
	h6 {font-size:13px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #03b;
}
.h1 {font-size:24px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #60c;
	margin:0px 10px 10px 15px;
	padding-top:5px;
}		
.h2 {font-size: 16px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #906;
	margin:0px 10px 10px 15px;
	padding-top:5px;
}
.h3 {font-size: 20px; font-family: "Times New Roman", Times, serif;
	font-weight: bold;
	color: #12a;
	margin:0px 10px 10px 15px;
	padding-top:5px;
}
.h4 {font-size: 18px; font-family: "Times New Roman", Times, serif;
	font-weight: bold;
	color: #93e;
	margin:0px 10px 10px 15px;
	padding-top:5px;
}
.h5 {font-size:15px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #02a;
	margin:0px 10px 10px 10px;
	padding-top:5px;
}
.h6 {font-size:13px; font-weight: bold; font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #03b;
	margin:0px 10px 10px 10px;
	padding-top:5px;
}

/* LI UL */
/* If bullet list-style-type is NOT specified in css for li, a type or nobullet can  be specified for li or ul on the page. The default appears as disc.
If list-style-type is specified as "none" for li in css, it works to specify a bullet on the page for li but not for ul.
If list-style-type is specified as "disc" etc. for li in css, then "nobullet" will not work on the page for ul but will work for li.
If "none" is specified for ul in css, it is of no effect */

.l75 {line-height:175%;
}
.l175 {line-height:175%;
}
.l200 {line-height:200%;
}
li {line-height: 150%;
}
ul.m10 {margin-left:10px;
}

/* BULLET */

.nobullet {list-style-type:none;
}
.circle {list-style-type:circle;
}
.square {list-style-type:square;
}
.disc {list-style-type:disc;
}

/* LINKS */

a:visited {color: #2c2;
}
a:hover {color: #f0f;
}
a:active {color: #c09;
}

.pale a:link {color:#abffba; text-decoration:none;
}
.pale a:visited {color: #ffff80; text-decoration:none;
}
.pale a:hover {color: #fd3; text-decoration:underline;
}
.pale a:active {color: #03ff93; text-decoration:none;
}

.rightfloata a:visited {color: #900;
}
.rightfloata a:hover {color: #090;
}
.rightfloata a:active {color: #007;
}

.leftfloat a:visited {color: #900;
}
.leftfloat a:hover {color: #090;
}
.leftfloat a:active {color: #007;
}

/* ALL ATTRIBUTES NEEDED FOR ALL BROWSERS TO SHOW HR */

hr {margin-bottom:10px; width:93%; text-align: center;
}
hr.st {border:0px; width: 95%; text-align: center;
	color: #d6d;
	background-color: #d6d;
	height:3px;
	margin-top:15px; margin-bottom:20px;
}
hr.nm {border:0px; width: 95%; text-align: center;
	color: #d6d;
	background-color: #d6d;
	height:3px;
}

/* for asterisk near required form fields */

.mustfill {
	font-family: Arial,Helvetica,sans-serif;
	font-size: 18px;
	font-weight: bold;
	color: #FF0000;
}